Call reports 2021
PEOPLES BANK & TRUST CO. — 2021
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 657,656,000 | 684,101,000 | 684,997,000 | 766,690,000 |
| Total loans | 299,478,000 | 292,051,000 | 300,220,000 | 342,603,000 |
| Allowance for loan losses | 5,139,000 | 5,158,000 | 5,254,000 | 5,686,000 |
| Securities available for sale | 216,887,000 | 321,314,000 | 307,790,000 | 330,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,361,000 | 611,066,000 | 612,496,000 | 688,994,000 |
| Interest-bearing deposits | 449,486,000 | 460,567,000 | 459,564,000 | 537,748,000 |
| Noninterest-bearing deposits | 144,875,000 | 150,499,000 | 152,932,000 | 151,246,000 |
| Equity capital | 56,865,000 | 65,827,000 | 67,583,000 | 73,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,972,000 | 10,141,000 | 15,036,000 | 21,935,000 |
| Interest expense | 658,000 | 1,311,000 | 1,913,000 | 2,745,000 |
| Net interest income | 4,314,000 | 8,830,000 | 13,123,000 | 19,190,000 |
| Noninterest income | 1,348,000 | 2,453,000 | 3,576,000 | 4,678,000 |
| Noninterest expense | 3,601,000 | 7,450,000 | 11,128,000 | 16,015,000 |
| Provision for loan losses | 0 | 0 | 0 | -206,000 |
| Pretax income | 2,399,000 | 4,171,000 | 5,904,000 | 8,399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,399,000 | 4,171,000 | 5,904,000 | 8,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,715,000 | 61,887,000 | 63,020,000 | 70,905,000 |
| Total capital | 58,792,000 | 67,045,000 | 68,274,000 | 76,591,000 |
| Risk-weighted assets | 406,122,000 | 474,588,000 | 461,303,000 | 531,679,000 |