Call reports 2020
PEOPLES BANK & TRUST CO. — 2020
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 494,941,000 | 548,841,000 | 558,370,000 | 611,051,000 |
| Total loans | 281,521,000 | 296,764,000 | 307,864,000 | 298,479,000 |
| Allowance for loan losses | 4,801,000 | 5,005,000 | 5,009,000 | 5,027,000 |
| Securities available for sale | 163,803,000 | 175,304,000 | 176,455,000 | 184,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,028,000 | 492,458,000 | 497,849,000 | 550,418,000 |
| Interest-bearing deposits | 353,012,000 | 367,261,000 | 376,045,000 | 419,198,000 |
| Noninterest-bearing deposits | 92,016,000 | 125,197,000 | 121,804,000 | 131,220,000 |
| Equity capital | 47,141,000 | 53,236,000 | 55,053,000 | 56,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,893,000 | 9,951,000 | 15,284,000 | 20,018,000 |
| Interest expense | 1,120,000 | 1,927,000 | 2,746,000 | 3,474,000 |
| Net interest income | 3,773,000 | 8,024,000 | 12,538,000 | 16,544,000 |
| Noninterest income | 950,000 | 2,036,000 | 3,474,000 | 4,876,000 |
| Noninterest expense | 3,469,000 | 7,246,000 | 10,908,000 | 13,869,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,394,000 | 3,441,000 | 5,856,000 | 8,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,394,000 | 3,441,000 | 5,856,000 | 8,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,806,000 | 48,254,000 | 50,068,000 | 51,916,000 |
| Total capital | 51,372,000 | 53,060,000 | 55,000,000 | 56,929,000 |
| Risk-weighted assets | 365,019,000 | 384,276,000 | 394,490,000 | 401,034,000 |