Call reports 2019
PEOPLES BANK & TRUST CO. — 2019
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 454,756,000 | 456,597,000 | 455,557,000 | 485,291,000 |
| Total loans | 275,862,000 | 282,149,000 | 285,454,000 | 277,102,000 |
| Allowance for loan losses | 4,461,000 | 4,647,000 | 4,881,000 | 4,762,000 |
| Securities available for sale | 125,325,000 | 124,427,000 | 125,555,000 | 141,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,400,000 | 400,724,000 | 401,930,000 | 434,340,000 |
| Interest-bearing deposits | 313,883,000 | 308,037,000 | 309,204,000 | 342,463,000 |
| Noninterest-bearing deposits | 86,517,000 | 92,687,000 | 92,726,000 | 91,877,000 |
| Equity capital | 45,753,000 | 47,948,000 | 49,613,000 | 47,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,690,000 | 9,352,000 | 13,944,000 | 18,821,000 |
| Interest expense | 951,000 | 1,905,000 | 2,842,000 | 3,789,000 |
| Net interest income | 3,739,000 | 7,447,000 | 11,102,000 | 15,032,000 |
| Noninterest income | 814,000 | 1,715,000 | 2,651,000 | 3,575,000 |
| Noninterest expense | 3,336,000 | 6,704,000 | 10,242,000 | 13,358,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,217,000 | 2,685,000 | 4,325,000 | 6,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,217,000 | 2,685,000 | 4,325,000 | 6,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,967,000 | 45,835,000 | 46,875,000 | 46,012,000 |
| Total capital | 49,284,000 | 50,257,000 | 51,287,000 | 50,440,000 |
| Risk-weighted assets | 345,204,000 | 353,548,000 | 352,479,000 | 354,020,000 |