Call reports 2018
PEOPLES BANK & TRUST CO. — 2018
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 448,542,000 | 440,084,000 | 432,215,000 | 457,301,000 |
| Total loans | 258,546,000 | 264,722,000 | 276,152,000 | 280,465,000 |
| Allowance for loan losses | 4,612,000 | 4,243,000 | 4,457,000 | 4,316,000 |
| Securities available for sale | 133,610,000 | 132,338,000 | 123,033,000 | 125,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,630,000 | 381,701,000 | 367,613,000 | 406,532,000 |
| Interest-bearing deposits | 304,223,000 | 292,021,000 | 281,562,000 | 317,859,000 |
| Noninterest-bearing deposits | 88,407,000 | 89,680,000 | 86,051,000 | 88,673,000 |
| Equity capital | 43,418,000 | 44,991,000 | 44,668,000 | 43,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,197,000 | 8,572,000 | 13,032,000 | 17,455,000 |
| Interest expense | 596,000 | 1,224,000 | 1,884,000 | 2,646,000 |
| Net interest income | 3,601,000 | 7,348,000 | 11,148,000 | 14,809,000 |
| Noninterest income | 767,000 | 1,542,000 | 2,343,000 | 3,367,000 |
| Noninterest expense | 3,263,000 | 6,527,000 | 10,046,000 | 12,828,000 |
| Provision for loan losses | -750,000 | -750,000 | -750,000 | -750,000 |
| Pretax income | 2,051,000 | 3,310,000 | 4,361,000 | 6,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,051,000 | 3,310,000 | 4,361,000 | 6,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,436,000 | 45,096,000 | 45,547,000 | 44,350,000 |
| Total capital | 48,350,000 | 49,237,000 | 49,779,000 | 48,666,000 |
| Risk-weighted assets | 312,492,000 | 331,164,000 | 338,346,000 | 345,823,000 |