Call reports 2016
PEOPLES BANK & TRUST CO. — 2016
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 455,796,000 | 454,115,000 | 447,722,000 | 451,796,000 |
| Total loans | 222,258,000 | 217,863,000 | 242,357,000 | 251,630,000 |
| Allowance for loan losses | 4,602,000 | 4,679,000 | 4,736,000 | 4,131,000 |
| Securities available for sale | 194,594,000 | 196,011,000 | 176,824,000 | 169,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,752,000 | 397,944,000 | 390,887,000 | 400,118,000 |
| Interest-bearing deposits | 324,219,000 | 314,480,000 | 302,888,000 | 313,799,000 |
| Noninterest-bearing deposits | 79,533,000 | 83,464,000 | 87,999,000 | 86,319,000 |
| Equity capital | 40,773,000 | 43,907,000 | 43,520,000 | 39,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,683,000 | 7,826,000 | 11,759,000 | 15,645,000 |
| Interest expense | 515,000 | 1,012,000 | 1,484,000 | 1,938,000 |
| Net interest income | 3,168,000 | 6,814,000 | 10,275,000 | 13,707,000 |
| Noninterest income | 747,000 | 1,344,000 | 2,136,000 | 2,668,000 |
| Noninterest expense | 2,972,000 | 5,988,000 | 9,292,000 | 12,214,000 |
| Provision for loan losses | 0 | 0 | 0 | -550,000 |
| Pretax income | 1,309,000 | 2,487,000 | 3,575,000 | 5,592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,309,000 | 2,487,000 | 3,575,000 | 5,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,730,000 | 39,383,000 | 39,871,000 | 40,739,000 |
| Total capital | 42,553,000 | 43,166,000 | 43,802,000 | 44,794,000 |
| Risk-weighted assets | 305,154,000 | 301,760,000 | 313,664,000 | 324,318,000 |