Call reports 2015
PEOPLES BANK & TRUST CO. — 2015
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 445,738,000 | 438,962,000 | 431,784,000 | 457,583,000 |
| Total loans | 213,088,000 | 217,904,000 | 212,488,000 | 212,569,000 |
| Allowance for loan losses | 5,376,000 | 5,369,000 | 5,331,000 | 4,558,000 |
| Securities available for sale | 194,834,000 | 186,202,000 | 185,988,000 | 201,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,404,000 | 392,145,000 | 381,966,000 | 406,871,000 |
| Interest-bearing deposits | 325,599,000 | 319,008,000 | 306,165,000 | 325,254,000 |
| Noninterest-bearing deposits | 70,805,000 | 73,137,000 | 75,801,000 | 81,617,000 |
| Equity capital | 37,581,000 | 35,058,000 | 37,994,000 | 39,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,824,000 | 7,715,000 | 11,475,000 | 15,324,000 |
| Interest expense | 543,000 | 1,070,000 | 1,581,000 | 2,061,000 |
| Net interest income | 3,281,000 | 6,645,000 | 9,894,000 | 13,263,000 |
| Noninterest income | 701,000 | 1,249,000 | 1,856,000 | 2,540,000 |
| Noninterest expense | 2,802,000 | 5,716,000 | 8,802,000 | 11,724,000 |
| Provision for loan losses | 0 | 0 | 0 | -750,000 |
| Pretax income | 1,313,000 | 2,353,000 | 3,177,000 | 5,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,313,000 | 2,353,000 | 3,177,000 | 5,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,224,000 | 36,013,000 | 36,513,000 | 37,946,000 |
| Total capital | 38,661,000 | 39,507,000 | 40,040,000 | 41,630,000 |
| Risk-weighted assets | 273,084,000 | 277,650,000 | 280,348,000 | 293,853,000 |