Call reports 2013
PEOPLES BANK & TRUST CO. — 2013
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 419,853,000 | 409,909,000 | 397,879,000 | 421,165,000 |
| Total loans | 223,434,000 | 223,732,000 | 216,433,000 | 218,212,000 |
| Allowance for loan losses | 9,542,000 | 7,851,000 | 7,338,000 | 6,318,000 |
| Securities available for sale | 159,038,000 | 157,277,000 | 155,012,000 | 162,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,438,000 | 374,549,000 | 364,782,000 | 388,818,000 |
| Interest-bearing deposits | 322,997,000 | 318,487,000 | 307,206,000 | 329,165,000 |
| Noninterest-bearing deposits | 58,441,000 | 56,062,000 | 57,576,000 | 59,653,000 |
| Equity capital | 26,717,000 | 23,335,000 | 20,710,000 | 21,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,628,000 | 7,420,000 | 11,069,000 | 14,874,000 |
| Interest expense | 787,000 | 1,502,000 | 2,183,000 | 2,836,000 |
| Net interest income | 2,841,000 | 5,918,000 | 8,886,000 | 12,038,000 |
| Noninterest income | 701,000 | 1,219,000 | 1,811,000 | 2,339,000 |
| Noninterest expense | 2,760,000 | 5,517,000 | 8,347,000 | 11,117,000 |
| Provision for loan losses | 551,000 | 551,000 | 0 | 0 |
| Pretax income | 236,000 | 1,077,000 | 2,407,000 | 3,317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 1,077,000 | 2,407,000 | 3,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,237,000 | 27,080,000 | 28,413,000 | 29,327,000 |
| Total capital | 29,738,000 | 30,528,000 | 31,766,000 | 32,754,000 |
| Risk-weighted assets | 274,020,000 | 271,452,000 | 264,232,000 | 271,267,000 |