Call reports 2012
PEOPLES BANK & TRUST CO. — 2012
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 408,104,000 | 409,174,000 | 409,405,000 | 420,446,000 |
| Total loans | 239,294,000 | 225,169,000 | 230,071,000 | 222,004,000 |
| Allowance for loan losses | 11,653,000 | 10,968,000 | 10,839,000 | 9,940,000 |
| Securities available for sale | 125,522,000 | 154,972,000 | 150,021,000 | 152,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,615,000 | 369,256,000 | 362,349,000 | 382,662,000 |
| Interest-bearing deposits | 312,583,000 | 314,255,000 | 305,579,000 | 325,056,000 |
| Noninterest-bearing deposits | 56,032,000 | 55,001,000 | 56,770,000 | 57,606,000 |
| Equity capital | 25,452,000 | 25,960,000 | 25,986,000 | 26,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,086,000 | 8,052,000 | 12,061,000 | 16,055,000 |
| Interest expense | 967,000 | 1,895,000 | 2,799,000 | 3,640,000 |
| Net interest income | 3,119,000 | 6,157,000 | 9,262,000 | 12,415,000 |
| Noninterest income | 640,000 | 995,000 | 1,813,000 | 2,642,000 |
| Noninterest expense | 2,746,000 | 5,413,000 | 8,203,000 | 10,917,000 |
| Provision for loan losses | 2,770,000 | 5,485,000 | 6,126,000 | 6,426,000 |
| Pretax income | -1,738,000 | -3,318,000 | -2,826,000 | -1,858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,738,000 | -3,318,000 | -2,826,000 | -1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,107,000 | 24,531,000 | 25,026,000 | 25,997,000 |
| Total capital | 28,712,000 | 27,964,000 | 28,501,000 | 29,428,000 |
| Risk-weighted assets | 280,389,000 | 267,122,000 | 270,606,000 | 268,003,000 |