Call reports 2011
PEOPLES BANK & TRUST CO. — 2011
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 401,200,000 | 403,689,000 | 392,739,000 | 408,616,000 |
| Total loans | 278,962,000 | 269,332,000 | 264,584,000 | 253,636,000 |
| Allowance for loan losses | 10,321,000 | 11,018,000 | 15,178,000 | 11,804,000 |
| Securities available for sale | 90,189,000 | 107,273,000 | 104,680,000 | 103,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,112,000 | 348,410,000 | 345,704,000 | 366,600,000 |
| Interest-bearing deposits | 272,236,000 | 285,075,000 | 279,106,000 | 311,741,000 |
| Noninterest-bearing deposits | 62,876,000 | 63,335,000 | 66,598,000 | 54,859,000 |
| Equity capital | 30,904,000 | 31,704,000 | 27,666,000 | 28,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,490,000 | 9,006,000 | 12,992,000 | 17,338,000 |
| Interest expense | 1,215,000 | 2,357,000 | 3,440,000 | 4,438,000 |
| Net interest income | 3,275,000 | 6,649,000 | 9,552,000 | 12,900,000 |
| Noninterest income | 651,000 | 1,190,000 | 2,040,000 | 2,706,000 |
| Noninterest expense | 2,678,000 | 5,404,000 | 8,215,000 | 10,670,000 |
| Provision for loan losses | 823,000 | 1,678,000 | 7,066,000 | 7,744,000 |
| Pretax income | 843,000 | 1,183,000 | -3,257,000 | -2,309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 843,000 | 1,183,000 | -3,257,000 | -2,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,985,000 | 30,285,000 | 25,848,000 | 26,843,000 |
| Total capital | 33,966,000 | 34,174,000 | 29,654,000 | 30,594,000 |
| Risk-weighted assets | 311,892,000 | 303,925,000 | 293,080,000 | 292,020,000 |