Call reports 2005
PEOPLES BANK & TRUST CO. — 2005
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 334,712,000 | 335,397,000 | 339,299,000 | 352,493,000 |
| Total loans | 206,073,000 | 211,000,000 | 220,003,000 | 225,389,000 |
| Allowance for loan losses | 1,812,000 | 1,810,000 | 1,920,000 | 1,977,000 |
| Securities available for sale | 61,432,000 | 58,658,000 | 56,066,000 | 54,616,000 |
| Securities held to maturity | 43,369,000 | 42,219,000 | 41,197,000 | 41,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,736,000 | 280,905,000 | 279,235,000 | 295,810,000 |
| Interest-bearing deposits | 231,059,000 | 226,093,000 | 222,174,000 | 241,433,000 |
| Noninterest-bearing deposits | 55,677,000 | 54,812,000 | 57,061,000 | 54,377,000 |
| Equity capital | 22,874,000 | 23,942,000 | 24,553,000 | 24,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,214,000 | 8,677,000 | 13,335,000 | 18,289,000 |
| Interest expense | 1,603,000 | 3,334,000 | 5,133,000 | 7,221,000 |
| Net interest income | 2,611,000 | 5,343,000 | 8,202,000 | 11,068,000 |
| Noninterest income | 680,000 | 1,398,000 | 2,200,000 | 2,937,000 |
| Noninterest expense | 2,004,000 | 4,047,000 | 6,222,000 | 8,484,000 |
| Provision for loan losses | 67,000 | 136,000 | 205,000 | 274,000 |
| Pretax income | 1,220,000 | 2,563,000 | 3,980,000 | 5,252,000 |
| Income tax | 304,000 | 622,000 | 964,000 | 1,274,000 |
| Net income | 916,000 | 1,941,000 | 3,016,000 | 3,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,459,000 | 24,131,000 | 24,887,000 | 25,578,000 |
| Total capital | 25,271,000 | 25,941,000 | 26,807,000 | 27,555,000 |
| Risk-weighted assets | 244,899,000 | 246,928,000 | 254,317,000 | 262,619,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK & TRUST CO. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.