Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 380,947,000 | 378,143,000 | 376,676,000 | 392,929,000 |
| Total loans | 293,398,000 | 294,721,000 | 296,565,000 | 295,848,000 |
| Allowance for loan losses | 1,792,000 | 1,813,000 | 1,831,000 | 1,844,000 |
| Securities available for sale | 46,767,000 | 50,565,000 | 50,480,000 | 49,752,000 |
| Securities held to maturity | 7,772,000 | 7,697,000 | 7,691,000 | 7,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,590,000 | 336,407,000 | 328,205,000 | 352,157,000 |
| Interest-bearing deposits | 276,769,000 | 273,079,000 | 265,476,000 | 285,727,000 |
| Noninterest-bearing deposits | 62,821,000 | 63,328,000 | 62,729,000 | 66,430,000 |
| Equity capital | 28,353,000 | 28,749,000 | 30,407,000 | 30,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,593,000 | 9,181,000 | 13,972,000 | 18,680,000 |
| Interest expense | 1,307,000 | 2,645,000 | 3,966,000 | 5,258,000 |
| Net interest income | 3,286,000 | 6,536,000 | 10,006,000 | 13,422,000 |
| Noninterest income | 363,000 | 748,000 | 1,143,000 | 1,497,000 |
| Noninterest expense | 2,559,000 | 5,038,000 | 7,583,000 | 10,385,000 |
| Provision for loan losses | 20,000 | 41,000 | 61,000 | 81,000 |
| Pretax income | 1,070,000 | 2,205,000 | 3,480,000 | 4,428,000 |
| Income tax | 235,000 | 488,000 | 772,000 | 973,000 |
| Net income | 835,000 | 1,717,000 | 2,708,000 | 3,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,205,000 | 33,562,000 | 34,333,000 | 34,461,000 |
| Total capital | 35,128,000 | 35,505,000 | 36,320,000 | 36,460,000 |
| Risk-weighted assets | 251,551,000 | 250,313,000 | 251,814,000 | 253,436,000 |