Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 338,251,000 | 328,585,000 | 336,925,000 | 342,121,000 |
| Total loans | 231,857,000 | 248,634,000 | 262,398,000 | 268,866,000 |
| Allowance for loan losses | 1,458,000 | 1,498,000 | 1,592,000 | 1,631,000 |
| Securities available for sale | 52,939,000 | 52,509,000 | 47,729,000 | 47,948,000 |
| Securities held to maturity | 5,058,000 | 7,347,000 | 7,732,000 | 7,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,299,000 | 304,369,000 | 298,284,000 | 289,849,000 |
| Interest-bearing deposits | 248,954,000 | 240,503,000 | 232,042,000 | 230,353,000 |
| Noninterest-bearing deposits | 63,345,000 | 63,866,000 | 66,242,000 | 59,496,000 |
| Equity capital | 25,409,000 | 23,487,000 | 21,942,000 | 23,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,843,000 | 9,082,000 | 12,465,000 |
| Interest expense | 137,000 | 279,000 | 472,000 | 857,000 |
| Net interest income | 2,667,000 | 5,564,000 | 8,610,000 | 11,608,000 |
| Noninterest income | 312,000 | 646,000 | 983,000 | 1,340,000 |
| Noninterest expense | 2,176,000 | 4,268,000 | 6,452,000 | 8,901,000 |
| Provision for loan losses | 41,000 | 83,000 | 193,000 | 241,000 |
| Pretax income | 762,000 | 1,859,000 | 2,948,000 | 3,806,000 |
| Income tax | 173,000 | 421,000 | 668,000 | 859,000 |
| Net income | 589,000 | 1,438,000 | 2,280,000 | 2,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,764,000 | 27,056,000 | 28,247,000 | 28,402,000 |
| Total capital | 28,279,000 | 28,611,000 | 29,897,000 | 30,091,000 |
| Risk-weighted assets | 210,216,000 | 225,333,000 | 237,235,000 | 235,833,000 |