Call reports 2021
FARMERS STATE BANK — 2021
What FARMERS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 300,991,000 | 307,429,000 | 301,453,000 | 308,971,000 |
| Total loans | 207,544,000 | 213,339,000 | 222,090,000 | 226,956,000 |
| Allowance for loan losses | 1,316,000 | 1,370,000 | 1,383,000 | 1,425,000 |
| Securities available for sale | 29,276,000 | 42,332,000 | 40,534,000 | 45,379,000 |
| Securities held to maturity | 5,382,000 | 5,156,000 | 5,140,000 | 5,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,050,000 | 279,455,000 | 273,388,000 | 281,407,000 |
| Interest-bearing deposits | 219,064,000 | 221,534,000 | 215,504,000 | 220,033,000 |
| Noninterest-bearing deposits | 53,986,000 | 57,921,000 | 57,884,000 | 61,374,000 |
| Equity capital | 26,892,000 | 26,993,000 | 27,172,000 | 26,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,569,000 | 5,537,000 | 8,691,000 | 11,554,000 |
| Interest expense | 146,000 | 286,000 | 421,000 | 556,000 |
| Net interest income | 2,423,000 | 5,251,000 | 8,270,000 | 10,998,000 |
| Noninterest income | 425,000 | 792,000 | 1,105,000 | 1,449,000 |
| Noninterest expense | 2,129,000 | 4,227,000 | 6,356,000 | 8,695,000 |
| Provision for loan losses | 34,000 | 67,000 | 101,000 | 134,000 |
| Pretax income | 691,000 | 1,755,000 | 2,924,000 | 3,624,000 |
| Income tax | 142,000 | 400,000 | 671,000 | 831,000 |
| Net income | 549,000 | 1,355,000 | 2,253,000 | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,597,000 | 24,840,000 | 25,042,000 | 25,095,000 |
| Total capital | 25,970,000 | 26,267,000 | 26,482,000 | 26,577,000 |
| Risk-weighted assets | 185,989,000 | 191,317,000 | 198,480,000 | 201,677,000 |