Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 250,571,000 | 272,604,000 | 268,402,000 | 280,791,000 |
| Total loans | 189,151,000 | 196,355,000 | 204,480,000 | 201,286,000 |
| Allowance for loan losses | 1,133,000 | 1,186,000 | 1,218,000 | 1,245,000 |
| Securities available for sale | 29,944,000 | 27,921,000 | 18,857,000 | 21,353,000 |
| Securities held to maturity | 1,882,000 | 4,884,000 | 4,871,000 | 5,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,743,000 | 245,581,000 | 241,366,000 | 253,848,000 |
| Interest-bearing deposits | 183,748,000 | 199,261,000 | 196,765,000 | 205,177,000 |
| Noninterest-bearing deposits | 39,995,000 | 46,320,000 | 44,601,000 | 48,671,000 |
| Equity capital | 25,358,000 | 25,403,000 | 25,643,000 | 25,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,659,000 | 5,281,000 | 7,956,000 | 10,629,000 |
| Interest expense | 306,000 | 586,000 | 813,000 | 1,001,000 |
| Net interest income | 2,353,000 | 4,695,000 | 7,143,000 | 9,628,000 |
| Noninterest income | 380,000 | 734,000 | 1,129,000 | 1,534,000 |
| Noninterest expense | 2,119,000 | 4,164,000 | 6,264,000 | 8,435,000 |
| Provision for loan losses | 20,000 | 104,000 | 137,000 | 169,000 |
| Pretax income | 594,000 | 1,177,000 | 2,122,000 | 2,819,000 |
| Income tax | 131,000 | 263,000 | 505,000 | 551,000 |
| Net income | 463,000 | 914,000 | 1,617,000 | 2,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,462,000 | 22,374,000 | 22,912,000 | 23,235,000 |
| Total capital | 23,652,000 | 23,617,000 | 24,187,000 | 24,537,000 |
| Risk-weighted assets | 180,595,000 | 183,244,000 | 185,053,000 | 184,044,000 |