Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 237,190,000 | 237,099,000 | 242,848,000 | 240,118,000 |
| Total loans | 189,944,000 | 187,853,000 | 191,500,000 | 189,584,000 |
| Allowance for loan losses | 1,075,000 | 1,102,000 | 1,149,000 | 1,118,000 |
| Securities available for sale | 24,806,000 | 24,258,000 | 26,406,000 | 25,354,000 |
| Securities held to maturity | 2,641,000 | 2,286,000 | 2,284,000 | 2,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,963,000 | 211,311,000 | 216,831,000 | 214,291,000 |
| Interest-bearing deposits | 170,497,000 | 168,979,000 | 173,608,000 | 175,955,000 |
| Noninterest-bearing deposits | 39,466,000 | 42,332,000 | 43,223,000 | 38,336,000 |
| Equity capital | 24,259,000 | 24,654,000 | 25,021,000 | 25,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,646,000 | 5,330,000 | 8,009,000 | 10,695,000 |
| Interest expense | 316,000 | 617,000 | 938,000 | 1,253,000 |
| Net interest income | 2,330,000 | 4,713,000 | 7,071,000 | 9,442,000 |
| Noninterest income | 356,000 | 863,000 | 1,346,000 | 1,764,000 |
| Noninterest expense | 2,121,000 | 4,171,000 | 6,262,000 | 8,482,000 |
| Provision for loan losses | 20,000 | 39,000 | 111,000 | 124,000 |
| Pretax income | 545,000 | 1,366,000 | 2,044,000 | 2,600,000 |
| Income tax | 131,000 | 336,000 | 480,000 | 619,000 |
| Net income | 414,000 | 1,030,000 | 1,564,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,876,000 | 21,902,000 | 22,195,000 | 22,148,000 |
| Total capital | 23,008,000 | 23,061,000 | 23,401,000 | 23,323,000 |
| Risk-weighted assets | 176,982,000 | 176,361,000 | 180,856,000 | 181,231,000 |