Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 229,319,000 | 230,749,000 | 232,063,000 | 238,260,000 |
| Total loans | 182,860,000 | 185,261,000 | 188,092,000 | 190,290,000 |
| Allowance for loan losses | 1,051,000 | 1,061,000 | 1,073,000 | 1,077,000 |
| Securities available for sale | 23,352,000 | 22,390,000 | 21,339,000 | 24,920,000 |
| Securities held to maturity | 2,475,000 | 2,694,000 | 2,993,000 | 2,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,292,000 | 199,868,000 | 199,937,000 | 200,908,000 |
| Interest-bearing deposits | 157,313,000 | 156,650,000 | 158,726,000 | 162,689,000 |
| Noninterest-bearing deposits | 45,979,000 | 43,218,000 | 41,211,000 | 38,219,000 |
| Equity capital | 23,283,000 | 23,178,000 | 23,264,000 | 23,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,758,000 | 7,286,000 | 9,932,000 |
| Interest expense | 118,000 | 247,000 | 441,000 | 750,000 |
| Net interest income | 2,222,000 | 4,511,000 | 6,845,000 | 9,182,000 |
| Noninterest income | 406,000 | 814,000 | 1,298,000 | 1,711,000 |
| Noninterest expense | 2,036,000 | 4,027,000 | 6,111,000 | 8,304,000 |
| Provision for loan losses | 13,000 | 26,000 | 39,000 | 57,000 |
| Pretax income | 579,000 | 1,272,000 | 1,993,000 | 2,532,000 |
| Income tax | 137,000 | 306,000 | 481,000 | 603,000 |
| Net income | 442,000 | 966,000 | 1,512,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,438,000 | 21,471,000 | 21,703,000 | 21,701,000 |
| Total capital | 22,548,000 | 22,591,000 | 22,833,000 | 22,835,000 |
| Risk-weighted assets | 178,881,000 | 181,254,000 | 185,635,000 | 187,563,000 |