Call reports 2017
FARMERS STATE BANK — 2017
What FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 222,175,000 | 223,766,000 | 222,657,000 | 223,788,000 |
| Total loans | 177,018,000 | 180,646,000 | 182,204,000 | 186,632,000 |
| Allowance for loan losses | 1,102,000 | 1,078,000 | 1,039,000 | 1,050,000 |
| Securities available for sale | 16,777,000 | 16,388,000 | 15,827,000 | 15,121,000 |
| Securities held to maturity | 3,430,000 | 2,820,000 | 2,820,000 | 2,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,065,000 | 193,485,000 | 191,730,000 | 195,217,000 |
| Interest-bearing deposits | 159,046,000 | 154,797,000 | 152,712,000 | 152,083,000 |
| Noninterest-bearing deposits | 39,019,000 | 38,688,000 | 39,018,000 | 43,134,000 |
| Equity capital | 23,248,000 | 23,138,000 | 23,259,000 | 23,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,206,000 | 4,483,000 | 6,806,000 | 9,162,000 |
| Interest expense | 104,000 | 218,000 | 345,000 | 464,000 |
| Net interest income | 2,102,000 | 4,265,000 | 6,461,000 | 8,698,000 |
| Noninterest income | 323,000 | 728,000 | 1,207,000 | 1,676,000 |
| Noninterest expense | 1,948,000 | 3,937,000 | 5,990,000 | 8,148,000 |
| Provision for loan losses | 4,000 | 4,000 | 14,000 | 15,000 |
| Pretax income | 473,000 | 1,052,000 | 1,664,000 | 2,211,000 |
| Income tax | 171,000 | 382,000 | 602,000 | 675,000 |
| Net income | 302,000 | 670,000 | 1,062,000 | 1,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,071,000 | 20,885,000 | 21,057,000 | 21,249,000 |
| Total capital | 22,173,000 | 21,963,000 | 22,096,000 | 22,299,000 |
| Risk-weighted assets | 181,522,000 | 186,730,000 | 175,862,000 | 179,758,000 |