Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 218,080,000 | 215,676,000 | 213,978,000 | 213,104,000 |
| Total loans | 174,457,000 | 174,829,000 | 174,865,000 | 179,317,000 |
| Allowance for loan losses | 1,001,000 | 966,000 | 1,057,000 | 1,013,000 |
| Securities available for sale | 9,327,000 | 8,933,000 | 7,507,000 | 7,014,000 |
| Securities held to maturity | 4,255,000 | 3,765,000 | 3,765,000 | 3,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,806,000 | 191,793,000 | 189,773,000 | 183,223,000 |
| Interest-bearing deposits | 157,095,000 | 155,280,000 | 152,414,000 | 149,871,000 |
| Noninterest-bearing deposits | 36,711,000 | 36,513,000 | 37,359,000 | 33,352,000 |
| Equity capital | 23,326,000 | 23,051,000 | 23,329,000 | 23,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,347,000 | 6,720,000 | 8,926,000 |
| Interest expense | 108,000 | 209,000 | 310,000 | 413,000 |
| Net interest income | 2,069,000 | 4,138,000 | 6,410,000 | 8,513,000 |
| Noninterest income | 364,000 | 787,000 | 1,288,000 | 1,739,000 |
| Noninterest expense | 1,764,000 | 3,607,000 | 5,529,000 | 7,577,000 |
| Provision for loan losses | 6,000 | 12,000 | 207,000 | 207,000 |
| Pretax income | 663,000 | 1,306,000 | 1,962,000 | 2,468,000 |
| Income tax | 239,000 | 473,000 | 712,000 | 895,000 |
| Net income | 424,000 | 833,000 | 1,250,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,779,000 | 20,492,000 | 21,013,000 | 20,936,000 |
| Total capital | 21,780,000 | 21,458,000 | 22,070,000 | 21,949,000 |
| Risk-weighted assets | 176,953,000 | 175,669,000 | 178,572,000 | 181,798,000 |