Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 213,678,000 | 213,664,000 | 211,234,000 | 213,772,000 |
| Total loans | 171,656,000 | 171,204,000 | 170,894,000 | 177,426,000 |
| Allowance for loan losses | 920,000 | 964,000 | 980,000 | 1,003,000 |
| Securities available for sale | 12,058,000 | 11,304,000 | 10,661,000 | 9,709,000 |
| Securities held to maturity | 4,865,000 | 4,355,000 | 4,355,000 | 4,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,355,000 | 190,089,000 | 187,136,000 | 185,982,000 |
| Interest-bearing deposits | 157,375,000 | 158,042,000 | 155,143,000 | 153,150,000 |
| Noninterest-bearing deposits | 32,980,000 | 32,047,000 | 31,993,000 | 32,832,000 |
| Equity capital | 22,826,000 | 23,122,000 | 23,274,000 | 23,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,337,000 | 6,514,000 | 8,707,000 |
| Interest expense | 120,000 | 235,000 | 348,000 | 453,000 |
| Net interest income | 2,039,000 | 4,102,000 | 6,166,000 | 8,254,000 |
| Noninterest income | 376,000 | 851,000 | 1,253,000 | 1,629,000 |
| Noninterest expense | 1,710,000 | 3,413,000 | 5,247,000 | 7,233,000 |
| Provision for loan losses | 68,000 | 118,000 | 164,000 | 190,000 |
| Pretax income | 637,000 | 1,422,000 | 2,008,000 | 2,460,000 |
| Income tax | 228,000 | 514,000 | 726,000 | 818,000 |
| Net income | 409,000 | 908,000 | 1,282,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,519,000 | 20,908,000 | 21,108,000 | 20,513,000 |
| Total capital | 21,439,000 | 21,872,000 | 22,088,000 | 21,516,000 |
| Risk-weighted assets | 169,558,000 | 169,433,000 | 171,391,000 | 180,612,000 |