Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 219,601,000 | 219,587,000 | 219,378,000 | 220,404,000 |
| Total loans | 169,067,000 | 173,066,000 | 175,620,000 | 174,197,000 |
| Allowance for loan losses | 895,000 | 836,000 | 910,000 | 887,000 |
| Securities available for sale | 14,956,000 | 14,292,000 | 13,477,000 | 12,828,000 |
| Securities held to maturity | 5,640,000 | 4,865,000 | 4,865,000 | 4,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,924,000 | 192,425,000 | 183,378,000 | 184,503,000 |
| Interest-bearing deposits | 163,502,000 | 160,863,000 | 153,126,000 | 151,187,000 |
| Noninterest-bearing deposits | 33,422,000 | 31,562,000 | 30,252,000 | 33,316,000 |
| Equity capital | 22,347,000 | 22,258,000 | 22,703,000 | 22,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,341,000 | 6,596,000 | 8,864,000 |
| Interest expense | 129,000 | 263,000 | 399,000 | 530,000 |
| Net interest income | 1,989,000 | 4,078,000 | 6,197,000 | 8,334,000 |
| Noninterest income | 346,000 | 724,000 | 1,216,000 | 1,664,000 |
| Noninterest expense | 1,798,000 | 3,612,000 | 5,425,000 | 7,347,000 |
| Provision for loan losses | 71,000 | 113,000 | 192,000 | 246,000 |
| Pretax income | 466,000 | 1,077,000 | 1,796,000 | 2,405,000 |
| Income tax | 164,000 | 383,000 | 640,000 | 859,000 |
| Net income | 302,000 | 694,000 | 1,156,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,898,000 | 19,755,000 | 20,229,000 | 19,918,000 |
| Total capital | 20,793,000 | 20,591,000 | 21,139,000 | 20,805,000 |
| Risk-weighted assets | 159,443,000 | 161,954,000 | 165,723,000 | 167,640,000 |