Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 192,305,000 | 188,245,000 | 192,241,000 | 195,639,000 |
| Total loans | 135,696,000 | 141,195,000 | 147,456,000 | 152,582,000 |
| Allowance for loan losses | 783,000 | 742,000 | 872,000 | 831,000 |
| Securities available for sale | 16,906,000 | 14,470,000 | 12,678,000 | 11,526,000 |
| Securities held to maturity | 3,098,000 | 5,752,000 | 5,751,000 | 5,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,280,000 | 166,185,000 | 164,114,000 | 159,855,000 |
| Interest-bearing deposits | 143,778,000 | 139,252,000 | 137,096,000 | 132,925,000 |
| Noninterest-bearing deposits | 28,502,000 | 26,933,000 | 27,018,000 | 26,930,000 |
| Equity capital | 19,187,000 | 19,250,000 | 19,374,000 | 19,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,533,000 | 5,408,000 | 7,313,000 |
| Interest expense | 128,000 | 245,000 | 357,000 | 465,000 |
| Net interest income | 1,629,000 | 3,288,000 | 5,051,000 | 6,848,000 |
| Noninterest income | 446,000 | 865,000 | 1,231,000 | 1,567,000 |
| Noninterest expense | 1,638,000 | 3,347,000 | 5,022,000 | 6,752,000 |
| Provision for loan losses | 27,000 | 53,000 | 197,000 | 198,000 |
| Pretax income | 410,000 | 753,000 | 1,063,000 | 1,465,000 |
| Income tax | 141,000 | 247,000 | 356,000 | 499,000 |
| Net income | 269,000 | 506,000 | 707,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,613,000 | 17,786,000 | 17,843,000 | 17,548,000 |
| Total capital | 18,396,000 | 18,528,000 | 18,715,000 | 18,379,000 |
| Risk-weighted assets | 138,283,000 | 140,666,000 | 145,827,000 | 145,230,000 |