Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 186,721,000 | 185,227,000 | 181,207,000 | 180,702,000 |
| Total loans | 130,854,000 | 129,671,000 | 130,925,000 | 133,690,000 |
| Allowance for loan losses | 768,000 | 783,000 | 774,000 | 789,000 |
| Securities available for sale | 25,682,000 | 24,473,000 | 22,090,000 | 19,315,000 |
| Securities held to maturity | 3,227,000 | 3,101,000 | 3,100,000 | 3,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,330,000 | 165,249,000 | 160,571,000 | 160,900,000 |
| Interest-bearing deposits | 141,655,000 | 138,241,000 | 134,366,000 | 132,533,000 |
| Noninterest-bearing deposits | 24,675,000 | 27,008,000 | 26,205,000 | 28,367,000 |
| Equity capital | 19,421,000 | 19,189,000 | 19,716,000 | 18,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,793,000 | 5,646,000 | 7,460,000 |
| Interest expense | 200,000 | 378,000 | 538,000 | 680,000 |
| Net interest income | 1,735,000 | 3,415,000 | 5,108,000 | 6,780,000 |
| Noninterest income | 567,000 | 999,000 | 1,511,000 | 2,064,000 |
| Noninterest expense | 1,653,000 | 3,418,000 | 5,080,000 | 6,859,000 |
| Provision for loan losses | 28,000 | 56,000 | 83,000 | 111,000 |
| Pretax income | 621,000 | 940,000 | 1,456,000 | 1,874,000 |
| Income tax | 209,000 | 339,000 | 498,000 | 621,000 |
| Net income | 412,000 | 601,000 | 958,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,892,000 | 17,644,000 | 18,010,000 | 17,377,000 |
| Total capital | 18,660,000 | 18,427,000 | 18,784,000 | 18,166,000 |
| Risk-weighted assets | 138,395,000 | 134,550,000 | 133,686,000 | 135,842,000 |