Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 178,485,000 | 171,519,000 | 170,615,000 | 171,165,000 |
| Total loans | 137,636,000 | 136,259,000 | 136,412,000 | 133,898,000 |
| Allowance for loan losses | 799,000 | 771,000 | 808,000 | 744,000 |
| Securities available for sale | 7,038,000 | 16,702,000 | 15,658,000 | 14,183,000 |
| Securities held to maturity | 1,651,000 | 1,485,000 | 1,484,000 | 1,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,150,000 | 148,867,000 | 146,597,000 | 151,388,000 |
| Interest-bearing deposits | 132,909,000 | 127,249,000 | 125,038,000 | 127,688,000 |
| Noninterest-bearing deposits | 23,241,000 | 21,618,000 | 21,559,000 | 23,700,000 |
| Equity capital | 18,683,000 | 18,987,000 | 19,213,000 | 19,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,029,000 | 4,065,000 | 6,121,000 | 8,131,000 |
| Interest expense | 370,000 | 684,000 | 975,000 | 1,203,000 |
| Net interest income | 1,659,000 | 3,381,000 | 5,146,000 | 6,928,000 |
| Noninterest income | 331,000 | 735,000 | 1,190,000 | 1,673,000 |
| Noninterest expense | 1,703,000 | 3,432,000 | 5,059,000 | 6,797,000 |
| Provision for loan losses | 29,000 | 57,000 | 156,000 | 157,000 |
| Pretax income | 258,000 | 627,000 | 1,121,000 | 1,647,000 |
| Income tax | 71,000 | 193,000 | 384,000 | 550,000 |
| Net income | 187,000 | 434,000 | 737,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,181,000 | 17,442,000 | 17,627,000 | 17,501,000 |
| Total capital | 17,980,000 | 18,213,000 | 18,435,000 | 18,245,000 |
| Risk-weighted assets | 127,828,000 | 128,364,000 | 131,636,000 | 134,055,000 |