Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,627,000 | 160,699,000 | 162,840,000 | 168,259,000 |
| Total loans | 140,508,000 | 140,018,000 | 141,182,000 | 139,459,000 |
| Allowance for loan losses | 888,000 | 892,000 | 903,000 | 837,000 |
| Securities available for sale | 8,365,000 | 7,957,000 | 7,339,000 | 7,762,000 |
| Securities held to maturity | 230,000 | 230,000 | 230,000 | 2,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,327,000 | 128,385,000 | 130,349,000 | 143,657,000 |
| Interest-bearing deposits | 113,235,000 | 110,074,000 | 111,423,000 | 121,753,000 |
| Noninterest-bearing deposits | 19,092,000 | 18,311,000 | 18,926,000 | 21,904,000 |
| Equity capital | 17,305,000 | 17,331,000 | 17,596,000 | 18,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,106,000 | 4,224,000 | 6,347,000 | 8,481,000 |
| Interest expense | 510,000 | 965,000 | 1,405,000 | 1,817,000 |
| Net interest income | 1,596,000 | 3,259,000 | 4,942,000 | 6,664,000 |
| Noninterest income | 412,000 | 834,000 | 1,296,000 | 1,870,000 |
| Noninterest expense | 1,611,000 | 3,126,000 | 4,663,000 | 6,396,000 |
| Provision for loan losses | 26,000 | 53,000 | 80,000 | 106,000 |
| Pretax income | 371,000 | 914,000 | 1,495,000 | 2,032,000 |
| Income tax | 137,000 | 328,000 | 522,000 | 706,000 |
| Net income | 234,000 | 586,000 | 973,000 | 1,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,176,000 | 16,137,000 | 16,447,000 | 16,955,000 |
| Total capital | 17,064,000 | 17,029,000 | 17,350,000 | 17,792,000 |
| Risk-weighted assets | 110,270,000 | 114,230,000 | 119,508,000 | 124,643,000 |