Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 169,296,000 | 167,255,000 | 160,674,000 | 160,129,000 |
| Total loans | 146,620,000 | 145,410,000 | 142,690,000 | 141,507,000 |
| Allowance for loan losses | 928,000 | 849,000 | 861,000 | 892,000 |
| Securities available for sale | 1,052,000 | 1,039,000 | 6,624,000 | 5,307,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,003,000 | 135,690,000 | 127,911,000 | 127,517,000 |
| Interest-bearing deposits | 116,818,000 | 117,372,000 | 112,093,000 | 109,144,000 |
| Noninterest-bearing deposits | 17,185,000 | 18,318,000 | 15,818,000 | 18,373,000 |
| Equity capital | 17,111,000 | 16,981,000 | 17,213,000 | 17,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 4,642,000 | 6,868,000 | 9,101,000 |
| Interest expense | 872,000 | 1,611,000 | 2,277,000 | 2,848,000 |
| Net interest income | 1,483,000 | 3,031,000 | 4,591,000 | 6,253,000 |
| Noninterest income | 388,000 | 819,000 | 1,234,000 | 1,682,000 |
| Noninterest expense | 1,417,000 | 2,936,000 | 4,433,000 | 5,885,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 56,000 |
| Pretax income | 453,000 | 911,000 | 1,388,000 | 1,994,000 |
| Income tax | 161,000 | 317,000 | 484,000 | 686,000 |
| Net income | 292,000 | 594,000 | 904,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,907,000 | 15,820,000 | 16,064,000 | 16,004,000 |
| Total capital | 16,835,000 | 16,669,000 | 16,925,000 | 16,896,000 |
| Risk-weighted assets | 108,063,000 | 108,684,000 | 107,616,000 | 108,766,000 |