Call reports 2016
CHEVIOT SAVINGS BANK — 2016
What CHEVIOT SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 561,781,000 |
| Total loans | 370,000,000 |
| Allowance for loan losses | 4,011,000 |
| Securities available for sale | 101,706,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 454,523,000 |
| Interest-bearing deposits | 416,380,000 |
| Noninterest-bearing deposits | 38,143,000 |
| Equity capital | 89,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 4,477,000 |
| Interest expense | 786,000 |
| Net interest income | 3,691,000 |
| Noninterest income | 409,000 |
| Noninterest expense | 3,355,000 |
| Provision for loan losses | 545,000 |
| Pretax income | 200,000 |
| Income tax | 46,000 |
| Net income | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 78,886,000 |
| Total capital | 82,897,000 |
| Risk-weighted assets | 358,241,000 |