Call reports 2025
SECURITY STATE BANK — 2025
What SECURITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 104,192,000 | 101,577,000 | 105,285,000 | 107,108,000 |
| Total loans | 61,163,000 | 58,932,000 | 58,287,000 | 57,534,000 |
| Allowance for loan losses | 732,000 | 725,000 | 725,000 | 722,000 |
| Securities available for sale | 27,896,000 | 30,669,000 | 34,742,000 | 38,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,076,000 | 93,277,000 | 97,130,000 | 99,331,000 |
| Interest-bearing deposits | 70,717,000 | 74,071,000 | 71,882,000 | 71,123,000 |
| Noninterest-bearing deposits | 24,359,000 | 19,206,000 | 25,248,000 | 28,208,000 |
| Equity capital | 8,119,000 | 6,736,000 | 7,545,000 | 7,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,850,000 | 3,398,000 | 5,064,000 | 6,631,000 |
| Interest expense | 514,000 | 1,037,000 | 1,561,000 | 2,048,000 |
| Net interest income | 1,336,000 | 2,361,000 | 3,503,000 | 4,583,000 |
| Noninterest income | 18,000 | 40,000 | 63,000 | 94,000 |
| Noninterest expense | 627,000 | 1,293,000 | 1,947,000 | 2,633,000 |
| Provision for loan losses | 0 | 2,059,000 | 2,059,000 | 2,812,000 |
| Pretax income | 727,000 | -951,000 | -441,000 | -769,000 |
| Income tax | 17,000 | 12,000 | 0 | 0 |
| Net income | 710,000 | -963,000 | -441,000 | -769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,785,000 | 8,112,000 | 8,634,000 | 8,305,000 |
| Total capital | — | — | 9,343,000 | 9,011,000 |
| Risk-weighted assets | — | — | 65,981,000 | 67,338,000 |