Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,962,000 | 78,246,000 | 76,157,000 | 75,374,000 |
| Total loans | 46,870,000 | 46,054,000 | 47,515,000 | 49,420,000 |
| Allowance for loan losses | 243,000 | 246,000 | 246,000 | 246,000 |
| Securities available for sale | 20,501,000 | 21,124,000 | 21,614,000 | 22,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,597,000 | 69,723,000 | 67,571,000 | 66,283,000 |
| Interest-bearing deposits | 55,831,000 | 56,517,000 | 53,836,000 | 52,534,000 |
| Noninterest-bearing deposits | 11,766,000 | 13,206,000 | 13,735,000 | 13,749,000 |
| Equity capital | 8,224,000 | 8,351,000 | 8,412,000 | 7,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,546,000 | 2,307,000 | 3,094,000 |
| Interest expense | 151,000 | 304,000 | 458,000 | 613,000 |
| Net interest income | 628,000 | 1,242,000 | 1,849,000 | 2,481,000 |
| Noninterest income | 5,000 | 33,000 | 44,000 | 62,000 |
| Noninterest expense | 418,000 | 858,000 | 1,271,000 | 1,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 417,000 | 622,000 | 821,000 |
| Income tax | 9,000 | 17,000 | 24,000 | 31,000 |
| Net income | 206,000 | 400,000 | 598,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,139,000 | 8,214,000 | 8,302,000 | 8,169,000 |
| Total capital | 8,382,000 | 8,460,000 | 8,548,000 | 8,415,000 |
| Risk-weighted assets | 54,960,000 | 52,235,000 | 52,980,000 | 54,510,000 |