Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 73,838,000 | 73,966,000 | 78,428,000 | 73,105,000 |
| Total loans | 45,920,000 | 47,074,000 | 50,331,000 | 48,476,000 |
| Allowance for loan losses | 229,000 | 229,000 | 223,000 | 243,000 |
| Securities available for sale | 22,176,000 | 20,745,000 | 20,693,000 | 19,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,609,000 | 65,833,000 | 66,387,000 | 64,927,000 |
| Interest-bearing deposits | 53,203,000 | 53,659,000 | 51,699,000 | 51,027,000 |
| Noninterest-bearing deposits | 12,406,000 | 12,174,000 | 14,688,000 | 13,900,000 |
| Equity capital | 8,087,000 | 7,984,000 | 8,275,000 | 8,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,580,000 | 2,376,000 | 3,163,000 |
| Interest expense | 158,000 | 313,000 | 468,000 | 621,000 |
| Net interest income | 624,000 | 1,267,000 | 1,908,000 | 2,542,000 |
| Noninterest income | 4,000 | 14,000 | 23,000 | 51,000 |
| Noninterest expense | 395,000 | 821,000 | 1,234,000 | 1,703,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 25,000 |
| Pretax income | 228,000 | 457,000 | 690,000 | 863,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 42,000 |
| Net income | 217,000 | 436,000 | 658,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,974,000 | 7,982,000 | 8,215,000 | 8,053,000 |
| Total capital | 8,203,000 | 8,211,000 | 8,438,000 | 8,296,000 |
| Risk-weighted assets | 50,315,000 | 52,108,000 | 57,594,000 | 53,007,000 |