Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,219,000 | 72,669,000 | 77,487,000 | 75,043,000 |
| Total loans | 36,160,000 | 35,976,000 | 37,832,000 | 42,832,000 |
| Allowance for loan losses | 214,000 | 214,000 | 209,000 | 209,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,995,000 | 30,230,000 | 31,608,000 | 29,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,505,000 | 64,752,000 | 68,497,000 | 63,888,000 |
| Interest-bearing deposits | 54,592,000 | 54,261,000 | 52,147,000 | 51,223,000 |
| Noninterest-bearing deposits | 9,913,000 | 10,491,000 | 16,350,000 | 12,665,000 |
| Equity capital | 7,573,000 | 7,757,000 | 7,835,000 | 7,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,466,000 | 2,218,000 | 3,001,000 |
| Interest expense | 191,000 | 384,000 | 577,000 | 766,000 |
| Net interest income | 536,000 | 1,082,000 | 1,641,000 | 2,235,000 |
| Noninterest income | 8,000 | 18,000 | 25,000 | 38,000 |
| Noninterest expense | 399,000 | 676,000 | 1,063,000 | 1,499,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 7,000 |
| Pretax income | 145,000 | 420,000 | 599,000 | 763,000 |
| Income tax | 7,000 | 18,000 | 29,000 | 40,000 |
| Net income | 138,000 | 402,000 | 570,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,573,000 | 7,757,000 | 7,835,000 | 7,668,000 |
| Total capital | 7,787,000 | 7,971,000 | 8,044,000 | 7,877,000 |
| Risk-weighted assets | 42,143,000 | 42,396,000 | 44,965,000 | 48,120,000 |