Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,309,000 | 70,535,000 | 72,153,000 | 68,982,000 |
| Total loans | 36,727,000 | 36,536,000 | 36,514,000 | 36,504,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 214,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,359,000 | 25,686,000 | 24,713,000 | 28,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,630,000 | 62,749,000 | 64,310,000 | 61,304,000 |
| Interest-bearing deposits | 52,222,000 | 51,701,000 | 50,237,000 | 51,745,000 |
| Noninterest-bearing deposits | 9,408,000 | 11,048,000 | 14,073,000 | 9,559,000 |
| Equity capital | 7,502,000 | 7,595,000 | 7,667,000 | 7,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,566,000 | 2,321,000 | 3,081,000 |
| Interest expense | 221,000 | 431,000 | 632,000 | 830,000 |
| Net interest income | 567,000 | 1,135,000 | 1,689,000 | 2,251,000 |
| Noninterest income | 8,000 | 15,000 | 24,000 | 49,000 |
| Noninterest expense | 400,000 | 807,000 | 1,208,000 | 1,631,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 18,000 |
| Pretax income | 175,000 | 343,000 | 495,000 | 651,000 |
| Income tax | 8,000 | 13,000 | 18,000 | 24,000 |
| Net income | 167,000 | 330,000 | 477,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,502,000 | 7,595,000 | 7,667,000 | 7,520,000 |
| Total capital | 7,716,000 | 7,809,000 | 7,881,000 | 7,734,000 |
| Risk-weighted assets | 41,926,000 | 42,112,000 | 42,634,000 | 41,201,000 |