Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 62,916,000 | 63,106,000 | 65,394,000 | 66,343,000 |
| Total loans | 37,404,000 | 38,118,000 | 37,630,000 | 38,701,000 |
| Allowance for loan losses | 247,000 | 247,000 | 234,000 | 235,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,480,000 | 19,426,000 | 22,406,000 | 24,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,438,000 | 55,578,000 | 57,741,000 | 56,684,000 |
| Interest-bearing deposits | 49,274,000 | 48,756,000 | 49,551,000 | 49,566,000 |
| Noninterest-bearing deposits | 6,164,000 | 6,822,000 | 8,190,000 | 7,118,000 |
| Equity capital | 7,242,000 | 7,289,000 | 7,412,000 | 7,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,740,000 | 2,588,000 | 3,419,000 |
| Interest expense | 286,000 | 552,000 | 837,000 | 1,113,000 |
| Net interest income | 582,000 | 1,188,000 | 1,751,000 | 2,306,000 |
| Noninterest income | 14,000 | 27,000 | 42,000 | 72,000 |
| Noninterest expense | 373,000 | 765,000 | 1,126,000 | 1,528,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 54,000 |
| Pretax income | 223,000 | 420,000 | 637,000 | 796,000 |
| Income tax | 8,000 | 16,000 | 25,000 | 34,000 |
| Net income | 215,000 | 404,000 | 612,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,242,000 | 7,289,000 | 7,412,000 | 7,237,000 |
| Total capital | 7,489,000 | 7,536,000 | 7,646,000 | 7,472,000 |
| Risk-weighted assets | 40,754,000 | 41,417,000 | 41,681,000 | 42,204,000 |