Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 442,864,000 | 447,419,000 | 462,970,000 | 460,301,000 |
| Total loans | 281,041,000 | 289,260,000 | 300,155,000 | 310,300,000 |
| Allowance for loan losses | 3,302,000 | 3,326,000 | 3,551,000 | 3,627,000 |
| Securities available for sale | 123,855,000 | 116,611,000 | 108,933,000 | 103,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,949,000 | 376,937,000 | 384,607,000 | 393,034,000 |
| Interest-bearing deposits | 257,708,000 | 255,745,000 | 260,412,000 | 270,152,000 |
| Noninterest-bearing deposits | 119,241,000 | 121,192,000 | 124,195,000 | 122,882,000 |
| Equity capital | 41,581,000 | 43,212,000 | 43,938,000 | 41,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,998,000 | 8,105,000 | 12,306,000 | 16,571,000 |
| Interest expense | 206,000 | 413,000 | 632,000 | 851,000 |
| Net interest income | 3,792,000 | 7,692,000 | 11,674,000 | 15,720,000 |
| Noninterest income | 734,000 | 1,555,000 | 2,261,000 | 2,860,000 |
| Noninterest expense | 3,222,000 | 6,600,000 | 9,975,000 | 13,871,000 |
| Provision for loan losses | 75,000 | 150,000 | 375,000 | 500,000 |
| Pretax income | 1,239,000 | 2,669,000 | 3,807,000 | 4,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,239,000 | 2,669,000 | 3,807,000 | 4,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,944,000 | 41,935,000 | 42,514,000 | 43,100,000 |
| Total capital | 44,246,000 | 45,266,000 | 46,068,000 | 46,727,000 |
| Risk-weighted assets | 314,043,000 | 319,841,000 | 331,433,000 | 337,728,000 |