Call reports 2015
FARMERS & MERCHANTS BANK — 2015
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 434,624,000 | 427,340,000 | 438,716,000 | 432,521,000 |
| Total loans | 253,665,000 | 259,428,000 | 263,429,000 | 268,538,000 |
| Allowance for loan losses | 3,476,000 | 3,384,000 | 3,413,000 | 3,255,000 |
| Securities available for sale | 111,308,000 | 113,378,000 | 116,879,000 | 122,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,585,000 | 363,864,000 | 371,330,000 | 367,135,000 |
| Interest-bearing deposits | 255,363,000 | 259,222,000 | 259,438,000 | 256,433,000 |
| Noninterest-bearing deposits | 106,222,000 | 104,642,000 | 111,892,000 | 110,702,000 |
| Equity capital | 39,672,000 | 38,716,000 | 41,023,000 | 42,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,790,000 | 7,581,000 | 11,645,000 | 15,639,000 |
| Interest expense | 238,000 | 456,000 | 652,000 | 858,000 |
| Net interest income | 3,552,000 | 7,125,000 | 10,993,000 | 14,781,000 |
| Noninterest income | 572,000 | 1,129,000 | 1,701,000 | 2,279,000 |
| Noninterest expense | 3,066,000 | 5,998,000 | 9,045,000 | 12,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,072,000 | 2,197,000 | 3,654,000 | 5,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,072,000 | 2,197,000 | 3,654,000 | 5,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,138,000 | 39,828,000 | 41,013,000 | 42,502,000 |
| Total capital | 42,605,000 | 43,212,000 | 44,426,000 | 45,757,000 |
| Risk-weighted assets | 282,523,000 | 290,641,000 | 295,004,000 | 300,162,000 |