Call reports 2005
FARMERS & MERCHANTS BANK — 2005
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 345,511,000 | 363,579,000 | 361,069,000 | 370,004,000 |
| Total loans | 273,177,000 | 286,247,000 | 288,290,000 | 289,318,000 |
| Allowance for loan losses | 1,728,000 | 1,867,000 | 1,913,000 | 1,991,000 |
| Securities available for sale | 19,207,000 | 24,282,000 | 24,286,000 | 24,258,000 |
| Securities held to maturity | 13,928,000 | 13,521,000 | 13,518,000 | 13,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,599,000 | 300,519,000 | 299,105,000 | 301,401,000 |
| Interest-bearing deposits | 203,308,000 | 219,432,000 | 217,682,000 | 217,896,000 |
| Noninterest-bearing deposits | 78,291,000 | 81,087,000 | 81,423,000 | 83,505,000 |
| Equity capital | 29,478,000 | 28,817,000 | 30,471,000 | 31,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,929,000 | 10,214,000 | 15,903,000 | 21,889,000 |
| Interest expense | 1,132,000 | 2,407,000 | 3,969,000 | 5,652,000 |
| Net interest income | 3,797,000 | 7,807,000 | 11,934,000 | 16,237,000 |
| Noninterest income | 721,000 | 1,400,000 | 2,148,000 | 2,834,000 |
| Noninterest expense | 2,371,000 | 4,725,000 | 7,118,000 | 9,697,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,026,000 | 4,241,000 | 6,603,000 | 8,893,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,026,000 | 4,241,000 | 6,603,000 | 8,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,709,000 | 28,980,000 | 30,641,000 | 31,977,000 |
| Total capital | 31,437,000 | 30,847,000 | 32,554,000 | 33,968,000 |
| Risk-weighted assets | 289,414,000 | 304,880,000 | 305,910,000 | 310,385,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.