Call reports 2006
GRAND VALLEY BANK — 2006
What GRAND VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 209,834,000 | 210,571,000 | 221,573,000 | 226,606,000 |
| Total loans | 99,320,000 | 102,639,000 | 107,306,000 | 106,132,000 |
| Allowance for loan losses | 1,614,000 | 1,647,000 | 1,682,000 | 1,717,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 95,056,000 | 90,574,000 | 99,385,000 | 106,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,594,000 | 194,897,000 | 203,820,000 | 209,782,000 |
| Interest-bearing deposits | 146,429,000 | 148,203,000 | 155,334,000 | 159,428,000 |
| Noninterest-bearing deposits | 48,165,000 | 46,694,000 | 48,486,000 | 50,354,000 |
| Equity capital | 14,494,000 | 14,971,000 | 15,509,000 | 16,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,116,000 | 6,510,000 | 10,158,000 | 13,924,000 |
| Interest expense | 983,000 | 2,091,000 | 3,303,000 | 4,682,000 |
| Net interest income | 2,133,000 | 4,419,000 | 6,855,000 | 9,242,000 |
| Noninterest income | 300,000 | 615,000 | 939,000 | 1,279,000 |
| Noninterest expense | 1,628,000 | 3,249,000 | 4,935,000 | 6,644,000 |
| Provision for loan losses | 30,000 | 63,000 | 98,000 | 132,000 |
| Pretax income | 775,000 | 1,722,000 | 2,761,000 | 3,745,000 |
| Income tax | 218,000 | 489,000 | 792,000 | 1,080,000 |
| Net income | 557,000 | 1,233,000 | 1,969,000 | 2,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,494,000 | 14,971,000 | 15,509,000 | 16,006,000 |
| Total capital | 16,108,000 | 16,618,000 | 17,191,000 | 17,723,000 |
| Risk-weighted assets | 131,153,000 | 131,299,000 | 139,121,000 | 140,536,000 |
Machine access — free, no API key
Every figure shown here about GRAND VALLEY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.