Call reports 2012
FIRST FEDERAL SAVINGS BANK — 2012
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 48,307,000 | 48,072,000 |
| Total loans | 28,253,000 | 30,453,000 |
| Allowance for loan losses | 226,000 | 224,000 |
| Securities available for sale | 10,929,000 | 9,227,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 38,130,000 | 38,990,000 |
| Interest-bearing deposits | 36,434,000 | 37,899,000 |
| Noninterest-bearing deposits | 1,696,000 | 1,091,000 |
| Equity capital | 8,173,000 | 7,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 523,000 | 1,066,000 |
| Interest expense | 103,000 | 202,000 |
| Net interest income | 420,000 | 864,000 |
| Noninterest income | 38,000 | 93,000 |
| Noninterest expense | 336,000 | 692,000 |
| Provision for loan losses | 6,000 | 10,000 |
| Pretax income | 116,000 | 255,000 |
| Income tax | 35,000 | 77,000 |
| Net income | 81,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 7,866,000 | 7,663,000 |
| Total capital | 8,092,000 | 7,887,000 |
| Risk-weighted assets | 22,148,000 | 26,315,000 |