Call reports 2016
CROGHAN COLONIAL BANK, THE — 2016
What CROGHAN COLONIAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 792,347,000 | 806,659,000 | 806,675,000 | 817,722,000 |
| Total loans | 532,454,000 | 538,037,000 | 549,153,000 | 551,765,000 |
| Allowance for loan losses | 4,558,000 | 4,632,000 | 4,675,000 | 4,788,000 |
| Securities available for sale | 181,637,000 | 182,015,000 | 176,587,000 | 188,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,552,000 | 673,109,000 | 670,010,000 | 661,045,000 |
| Interest-bearing deposits | 505,070,000 | 493,544,000 | 490,579,000 | 485,958,000 |
| Noninterest-bearing deposits | 154,482,000 | 179,564,000 | 179,430,000 | 175,088,000 |
| Equity capital | 101,413,000 | 103,604,000 | 103,335,000 | 100,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,936,000 | 15,810,000 | 23,878,000 | 31,849,000 |
| Interest expense | 598,000 | 1,175,000 | 1,745,000 | 2,304,000 |
| Net interest income | 7,338,000 | 14,635,000 | 22,133,000 | 29,545,000 |
| Noninterest income | 1,393,000 | 2,950,000 | 4,490,000 | 6,077,000 |
| Noninterest expense | 5,718,000 | 11,411,000 | 17,315,000 | 23,336,000 |
| Provision for loan losses | 150,000 | 300,000 | 475,000 | 675,000 |
| Pretax income | 3,224,000 | 6,235,000 | 9,194,000 | 11,972,000 |
| Income tax | 822,000 | 1,590,000 | 2,343,000 | 2,989,000 |
| Net income | 2,402,000 | 4,645,000 | 6,851,000 | 8,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,488,000 | 75,540,000 | 76,335,000 | 77,060,000 |
| Total capital | 79,046,000 | 80,172,000 | 81,010,000 | 81,848,000 |
| Risk-weighted assets | 578,300,000 | 581,521,000 | 597,524,000 | 613,369,000 |