Call reports 2015
CROGHAN COLONIAL BANK, THE — 2015
What CROGHAN COLONIAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 776,233,000 | 776,058,000 | 775,032,000 | 796,405,000 |
| Total loans | 489,525,000 | 497,015,000 | 509,332,000 | 528,985,000 |
| Allowance for loan losses | 4,244,000 | 4,256,000 | 4,394,000 | 4,457,000 |
| Securities available for sale | 205,029,000 | 194,142,000 | 195,125,000 | 189,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 650,836,000 | 651,213,000 | 640,766,000 | 650,445,000 |
| Interest-bearing deposits | 516,188,000 | 507,038,000 | 494,205,000 | 492,012,000 |
| Noninterest-bearing deposits | 134,647,000 | 144,175,000 | 146,561,000 | 158,433,000 |
| Equity capital | 97,646,000 | 97,277,000 | 99,245,000 | 100,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,397,000 | 14,786,000 | 22,354,000 | 30,044,000 |
| Interest expense | 540,000 | 1,044,000 | 1,507,000 | 2,110,000 |
| Net interest income | 6,857,000 | 13,742,000 | 20,847,000 | 27,934,000 |
| Noninterest income | 1,347,000 | 2,888,000 | 4,559,000 | 6,074,000 |
| Noninterest expense | 5,622,000 | 11,423,000 | 17,148,000 | 22,807,000 |
| Provision for loan losses | 50,000 | 150,000 | 300,000 | 350,000 |
| Pretax income | 2,878,000 | 5,493,000 | 8,394,000 | 11,287,000 |
| Income tax | 698,000 | 1,300,000 | 1,966,000 | 2,752,000 |
| Net income | 2,180,000 | 4,193,000 | 6,428,000 | 8,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,944,000 | 71,365,000 | 72,592,000 | 73,653,000 |
| Total capital | 74,188,000 | 75,621,000 | 76,986,000 | 78,110,000 |
| Risk-weighted assets | 528,570,000 | 536,038,000 | 546,630,000 | 570,339,000 |