Call reports 2014
CROGHAN COLONIAL BANK, THE — 2014
What CROGHAN COLONIAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 816,651,000 | 789,976,000 | 768,554,000 | 778,290,000 |
| Total loans | 465,203,000 | 476,825,000 | 474,673,000 | 484,052,000 |
| Allowance for loan losses | 4,092,000 | 4,235,000 | 4,297,000 | 4,264,000 |
| Securities available for sale | 250,007,000 | 231,084,000 | 218,701,000 | 219,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 690,547,000 | 658,926,000 | 647,149,000 | 649,435,000 |
| Interest-bearing deposits | 558,724,000 | 522,341,000 | 516,646,000 | 513,975,000 |
| Noninterest-bearing deposits | 131,822,000 | 136,584,000 | 130,503,000 | 135,459,000 |
| Equity capital | 91,334,000 | 93,827,000 | 95,213,000 | 96,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,649,000 | 15,383,000 | 23,112,000 | 30,652,000 |
| Interest expense | 603,000 | 1,153,000 | 1,692,000 | 2,266,000 |
| Net interest income | 7,046,000 | 14,230,000 | 21,420,000 | 28,386,000 |
| Noninterest income | 1,316,000 | 2,811,000 | 4,366,000 | 5,856,000 |
| Noninterest expense | 5,181,000 | 10,673,000 | 16,230,000 | 21,931,000 |
| Provision for loan losses | 200,000 | 400,000 | 550,000 | 740,000 |
| Pretax income | 2,981,000 | 5,982,000 | 9,020,000 | 11,585,000 |
| Income tax | 731,000 | 1,473,000 | 2,232,000 | 2,833,000 |
| Net income | 2,250,000 | 4,509,000 | 6,788,000 | 8,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,937,000 | 62,710,000 | 64,616,000 | 65,789,000 |
| Total capital | 65,029,000 | 66,945,000 | 68,913,000 | 70,053,000 |
| Risk-weighted assets | 501,827,000 | 507,594,000 | 501,909,000 | 511,603,000 |