Call reports 2013
CROGHAN COLONIAL BANK, THE — 2013
What CROGHAN COLONIAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 630,444,000 | 614,423,000 | 616,048,000 | 816,324,000 |
| Total loans | 315,922,000 | 321,465,000 | 326,862,000 | 474,747,000 |
| Allowance for loan losses | 4,251,000 | 4,199,000 | 4,121,000 | 4,042,000 |
| Securities available for sale | 247,639,000 | 240,541,000 | 230,474,000 | 251,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,672,000 | 519,071,000 | 521,087,000 | 688,979,000 |
| Interest-bearing deposits | 433,330,000 | 421,441,000 | 420,760,000 | 546,797,000 |
| Noninterest-bearing deposits | 97,342,000 | 97,630,000 | 100,327,000 | 142,181,000 |
| Equity capital | 71,513,000 | 68,132,000 | 69,136,000 | 88,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,208,000 | 10,379,000 | 15,567,000 | 21,460,000 |
| Interest expense | 511,000 | 1,013,000 | 1,476,000 | 1,989,000 |
| Net interest income | 4,697,000 | 9,366,000 | 14,091,000 | 19,471,000 |
| Noninterest income | 1,050,000 | 2,223,000 | 3,372,000 | 5,701,000 |
| Noninterest expense | 4,089,000 | 8,346,000 | 12,739,000 | 19,154,000 |
| Provision for loan losses | 125,000 | 225,000 | 275,000 | 275,000 |
| Pretax income | 1,533,000 | 3,326,000 | 4,757,000 | 6,036,000 |
| Income tax | 264,000 | 595,000 | 814,000 | 1,129,000 |
| Net income | 1,269,000 | 2,731,000 | 3,943,000 | 4,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,981,000 | 51,660,000 | 52,032,000 | 59,574,000 |
| Total capital | 55,232,000 | 55,859,000 | 56,153,000 | 63,616,000 |
| Risk-weighted assets | 353,676,000 | 358,243,000 | 362,523,000 | 506,932,000 |