Call reports 2012
CROGHAN COLONIAL BANK, THE — 2012
What CROGHAN COLONIAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 627,800,000 | 625,263,000 | 615,282,000 | 630,012,000 |
| Total loans | 295,823,000 | 312,247,000 | 316,521,000 | 321,277,000 |
| Allowance for loan losses | 4,597,000 | 4,451,000 | 4,343,000 | 4,325,000 |
| Securities available for sale | 270,631,000 | 253,818,000 | 248,891,000 | 237,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,914,000 | 518,698,000 | 507,140,000 | 511,968,000 |
| Interest-bearing deposits | 434,831,000 | 427,610,000 | 417,854,000 | 422,410,000 |
| Noninterest-bearing deposits | 83,083,000 | 91,087,000 | 89,286,000 | 89,558,000 |
| Equity capital | 69,159,000 | 70,171,000 | 71,793,000 | 71,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,318,000 | 10,620,000 | 15,909,000 | 21,059,000 |
| Interest expense | 856,000 | 1,579,000 | 2,237,000 | 2,828,000 |
| Net interest income | 4,462,000 | 9,041,000 | 13,672,000 | 18,231,000 |
| Noninterest income | 891,000 | 1,904,000 | 2,988,000 | 4,222,000 |
| Noninterest expense | 4,059,000 | 8,086,000 | 12,000,000 | 16,254,000 |
| Provision for loan losses | 125,000 | 175,000 | 325,000 | 525,000 |
| Pretax income | 1,169,000 | 2,995,000 | 4,646,000 | 5,985,000 |
| Income tax | 159,000 | 536,000 | 848,000 | 878,000 |
| Net income | 1,010,000 | 2,459,000 | 3,798,000 | 5,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,788,000 | 49,378,000 | 49,953,000 | 50,503,000 |
| Total capital | 52,939,000 | 53,749,000 | 54,296,000 | 54,828,000 |
| Risk-weighted assets | 330,885,000 | 349,561,000 | 349,925,000 | 353,061,000 |