Call reports 2020
BEN FRANKLIN BANK OF ILLINOIS — 2020
What BEN FRANKLIN BANK OF ILLINOIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 93,017,000 |
| Total loans | 72,447,000 |
| Allowance for loan losses | 860,000 |
| Securities available for sale | 2,520,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 77,238,000 |
| Interest-bearing deposits | 69,947,000 |
| Noninterest-bearing deposits | 7,291,000 |
| Equity capital | 9,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 1,002,000 |
| Interest expense | 267,000 |
| Net interest income | 735,000 |
| Noninterest income | 33,000 |
| Noninterest expense | 963,000 |
| Provision for loan losses | 28,000 |
| Pretax income | -223,000 |
| Income tax | -3,000 |
| Net income | -220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 9,241,000 |
| Total capital | 10,039,000 |
| Risk-weighted assets | 63,849,000 |