Call reports 2019
BEN FRANKLIN BANK OF ILLINOIS — 2019
What BEN FRANKLIN BANK OF ILLINOIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 93,192,000 | 97,810,000 | 99,973,000 | 96,896,000 |
| Total loans | 73,515,000 | 74,623,000 | 74,927,000 | 72,832,000 |
| Allowance for loan losses | 876,000 | 879,000 | 881,000 | 830,000 |
| Securities available for sale | 5,570,000 | 5,570,000 | 5,548,000 | 3,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,995,000 | 78,882,000 | 81,455,000 | 80,813,000 |
| Interest-bearing deposits | 68,096,000 | 72,249,000 | 74,556,000 | 73,248,000 |
| Noninterest-bearing deposits | 5,899,000 | 6,633,000 | 6,899,000 | 7,565,000 |
| Equity capital | 10,232,000 | 10,031,000 | 9,800,000 | 9,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,110,000 | 3,194,000 | 4,247,000 |
| Interest expense | 192,000 | 439,000 | 723,000 | 1,012,000 |
| Net interest income | 852,000 | 1,671,000 | 2,471,000 | 3,235,000 |
| Noninterest income | 23,000 | 44,000 | 75,000 | 99,000 |
| Noninterest expense | 957,000 | 2,113,000 | 3,187,000 | 4,387,000 |
| Provision for loan losses | 0 | -82,000 | -82,000 | -135,000 |
| Pretax income | -82,000 | -316,000 | -559,000 | -918,000 |
| Income tax | 0 | 0 | 0 | -10,000 |
| Net income | -82,000 | -316,000 | -559,000 | -908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,288,000 | 10,053,000 | 9,810,000 | 9,461,000 |
| Total capital | 11,115,000 | 10,899,000 | 10,665,000 | 10,277,000 |
| Risk-weighted assets | 66,118,000 | 67,676,000 | 68,376,000 | 65,312,000 |