Call reports 2018
BEN FRANKLIN BANK OF ILLINOIS — 2018
What BEN FRANKLIN BANK OF ILLINOIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 101,544,000 | 97,392,000 | 94,276,000 | 94,279,000 |
| Total loans | 78,326,000 | 76,124,000 | 75,579,000 | 75,419,000 |
| Allowance for loan losses | 973,000 | 913,000 | 888,000 | 871,000 |
| Securities available for sale | 5,626,000 | 5,590,000 | 5,551,000 | 5,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,357,000 | 82,266,000 | 79,257,000 | 76,229,000 |
| Interest-bearing deposits | 79,547,000 | 76,190,000 | 72,983,000 | 69,559,000 |
| Noninterest-bearing deposits | 6,810,000 | 6,076,000 | 6,274,000 | 6,670,000 |
| Equity capital | 10,357,000 | 10,294,000 | 10,276,000 | 10,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,147,000 | 3,212,000 | 4,288,000 |
| Interest expense | 190,000 | 372,000 | 561,000 | 740,000 |
| Net interest income | 890,000 | 1,775,000 | 2,651,000 | 3,548,000 |
| Noninterest income | 22,000 | -2,000 | 25,000 | 35,000 |
| Noninterest expense | 985,000 | 1,975,000 | 2,926,000 | 3,896,000 |
| Provision for loan losses | 17,000 | -48,000 | -78,000 | -98,000 |
| Pretax income | -90,000 | -154,000 | -172,000 | -215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -90,000 | -154,000 | -172,000 | -215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,495,000 | 10,430,000 | 10,412,000 | 10,369,000 |
| Total capital | 11,349,000 | 11,273,000 | 11,246,000 | 11,205,000 |
| Risk-weighted assets | 68,235,000 | 67,367,000 | 66,697,000 | 66,852,000 |