Call reports 2017
BEN FRANKLIN BANK OF ILLINOIS — 2017
What BEN FRANKLIN BANK OF ILLINOIS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 89,360,000 | 90,681,000 | 100,830,000 | 101,166,000 |
| Total loans | 69,342,000 | 74,306,000 | 77,289,000 | 75,865,000 |
| Allowance for loan losses | 938,000 | 989,000 | 1,011,000 | 954,000 |
| Securities available for sale | 8,186,000 | 6,161,000 | 5,766,000 | 5,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,325,000 | 80,952,000 | 89,356,000 | 89,833,000 |
| Interest-bearing deposits | 73,351,000 | 74,808,000 | 83,366,000 | 83,516,000 |
| Noninterest-bearing deposits | 5,974,000 | 6,144,000 | 5,990,000 | 6,317,000 |
| Equity capital | 7,019,000 | 6,797,000 | 6,628,000 | 6,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,775,000 | 2,759,000 | 3,775,000 |
| Interest expense | 108,000 | 233,000 | 396,000 | 587,000 |
| Net interest income | 746,000 | 1,542,000 | 2,363,000 | 3,188,000 |
| Noninterest income | 33,000 | 77,000 | 101,000 | 143,000 |
| Noninterest expense | 1,097,000 | 2,141,000 | 3,132,000 | 4,176,000 |
| Provision for loan losses | 62,000 | 110,000 | 128,000 | 70,000 |
| Pretax income | -380,000 | -638,000 | -796,000 | -915,000 |
| Income tax | -12,000 | -43,000 | -43,000 | -43,000 |
| Net income | -368,000 | -595,000 | -753,000 | -872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,088,000 | 6,862,000 | 6,703,000 | 6,584,000 |
| Total capital | 7,838,000 | 7,658,000 | 7,539,000 | 7,424,000 |
| Risk-weighted assets | 59,789,000 | 63,520,000 | 66,741,000 | 67,096,000 |