Call reports 2013
PRINCE GEORGES FEDERAL SAVINGS BANK — 2013
What PRINCE GEORGES FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,977,000 | 108,662,000 | 104,108,000 | 103,732,000 |
| Total loans | 74,964,000 | 73,337,000 | 73,762,000 | 73,834,000 |
| Allowance for loan losses | 767,000 | 742,000 | 881,000 | 765,000 |
| Securities available for sale | 3,000 | 7,000 | 6,000 | 15,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,121,000 | 95,791,000 | 91,086,000 | 90,850,000 |
| Interest-bearing deposits | 76,607,000 | 78,527,000 | 75,592,000 | 74,922,000 |
| Noninterest-bearing deposits | 17,514,000 | 17,264,000 | 15,494,000 | 15,928,000 |
| Equity capital | 12,697,000 | 12,787,000 | 12,904,000 | 12,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,052,000 | 3,004,000 | 3,933,000 |
| Interest expense | 135,000 | 261,000 | 375,000 | 478,000 |
| Net interest income | 912,000 | 1,791,000 | 2,629,000 | 3,455,000 |
| Noninterest income | 25,000 | 17,000 | 41,000 | 3,000 |
| Noninterest expense | 615,000 | 1,310,000 | 1,904,000 | 2,619,000 |
| Provision for loan losses | 27,000 | 86,000 | 225,000 | 238,000 |
| Pretax income | 295,000 | 412,000 | 541,000 | 601,000 |
| Income tax | 117,000 | 146,000 | 158,000 | 244,000 |
| Net income | 178,000 | 266,000 | 383,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,695,000 | 12,784,000 | 12,901,000 | 12,695,000 |
| Total capital | 13,370,000 | 13,440,000 | 13,554,000 | 13,346,000 |
| Risk-weighted assets | 53,795,000 | 52,401,000 | 52,049,000 | 51,939,000 |