Call reports 2012
PRINCE GEORGES FEDERAL SAVINGS BANK — 2012
What PRINCE GEORGES FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,315,000 | 102,451,000 | 103,297,000 | 103,356,000 |
| Total loans | 80,017,000 | 78,884,000 | 76,278,000 | 75,587,000 |
| Allowance for loan losses | 1,604,000 | 943,000 | 896,000 | 843,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,738,000 | 89,769,000 | 90,357,000 | 90,747,000 |
| Interest-bearing deposits | 77,454,000 | 74,543,000 | 67,030,000 | 74,923,000 |
| Noninterest-bearing deposits | 14,284,000 | 15,226,000 | 23,327,000 | 15,824,000 |
| Equity capital | 12,435,000 | 12,627,000 | 12,851,000 | 12,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,269,000 | 3,357,000 | 4,398,000 |
| Interest expense | 215,000 | 390,000 | 557,000 | 714,000 |
| Net interest income | 928,000 | 1,879,000 | 2,800,000 | 3,684,000 |
| Noninterest income | 54,000 | 70,000 | 52,000 | 60,000 |
| Noninterest expense | 637,000 | 1,320,000 | 1,903,000 | 2,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 23,000 |
| Pretax income | 345,000 | 629,000 | 949,000 | 1,082,000 |
| Income tax | 92,000 | 183,000 | 279,000 | 430,000 |
| Net income | 253,000 | 446,000 | 670,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,434,000 | 12,627,000 | 12,851,000 | 12,518,000 |
| Total capital | 13,137,000 | 13,324,000 | 13,538,000 | 13,208,000 |
| Risk-weighted assets | 55,331,000 | 55,470,000 | 54,789,000 | 55,033,000 |