Call reports 2025
SIMMESPORT STATE BANK — 2025
What SIMMESPORT STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 222,202,000 | 221,932,000 | 208,755,000 | 200,048,000 |
| Total loans | 183,302,000 | 180,299,000 | 170,482,000 | 162,394,000 |
| Allowance for loan losses | 2,037,000 | 2,784,000 | 2,838,000 | 2,610,000 |
| Securities available for sale | 2,814,000 | 2,834,000 | 2,606,000 | 2,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,126,000 | 190,537,000 | 181,729,000 | 175,924,000 |
| Interest-bearing deposits | 165,014,000 | 165,729,000 | 157,663,000 | 150,570,000 |
| Noninterest-bearing deposits | 25,112,000 | 24,808,000 | 24,066,000 | 25,354,000 |
| Equity capital | 23,434,000 | 22,714,000 | 23,342,000 | 23,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,630,000 | 7,117,000 | 10,578,000 | 13,827,000 |
| Interest expense | 1,514,000 | 2,954,000 | 4,300,000 | 5,514,000 |
| Net interest income | 2,116,000 | 4,163,000 | 6,278,000 | 8,313,000 |
| Noninterest income | 189,000 | 340,000 | 484,000 | 659,000 |
| Noninterest expense | 1,388,000 | 3,092,000 | 4,374,000 | 5,962,000 |
| Provision for loan losses | 130,000 | 1,175,000 | 1,759,000 | 2,190,000 |
| Pretax income | 787,000 | 236,000 | 629,000 | 820,000 |
| Income tax | 188,000 | 375,000 | 159,000 | 169,000 |
| Net income | 599,000 | -139,000 | 470,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,214,000 | 22,268,000 | 22,687,000 | 22,855,000 |