Call reports 2023
SIMMESPORT STATE BANK — 2023
What SIMMESPORT STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 199,861,000 | 208,383,000 | 210,565,000 | 208,071,000 |
| Total loans | 167,938,000 | 172,193,000 | 173,136,000 | 173,732,000 |
| Allowance for loan losses | 1,938,000 | 1,879,000 | 1,929,000 | 2,128,000 |
| Securities available for sale | 3,716,000 | 3,698,000 | 3,668,000 | 3,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,271,000 | 169,915,000 | 173,519,000 | 169,864,000 |
| Interest-bearing deposits | 141,672,000 | 144,411,000 | 146,993,000 | 143,819,000 |
| Noninterest-bearing deposits | 25,599,000 | 25,504,000 | 26,526,000 | 26,045,000 |
| Equity capital | 18,398,000 | 19,201,000 | 20,269,000 | 20,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,669,000 | 5,571,000 | 8,657,000 | 11,936,000 |
| Interest expense | 715,000 | 1,690,000 | 2,787,000 | 3,975,000 |
| Net interest income | 1,954,000 | 3,881,000 | 5,870,000 | 7,961,000 |
| Noninterest income | 216,000 | 419,000 | 1,098,000 | 1,741,000 |
| Noninterest expense | 967,000 | 2,009,000 | 3,074,000 | 4,774,000 |
| Provision for loan losses | 163,000 | 243,000 | 400,000 | 694,000 |
| Pretax income | 1,040,000 | 2,047,000 | 3,494,000 | 4,232,000 |
| Income tax | 190,000 | 385,000 | 756,000 | 891,000 |
| Net income | 850,000 | 1,662,000 | 2,738,000 | 3,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,613,000 | 19,425,000 | 20,502,000 | 20,612,000 |
| Total capital | 20,309,000 | 21,168,000 | 22,258,000 | 22,507,000 |
| Risk-weighted assets | 135,437,000 | 139,337,000 | 140,326,000 | 151,399,000 |